Frequently Asked Questions
Clear answers about how loan assistance works and what to expect.
General Questions
Century Finance Group assists with Business Loans, Home Loans, Loan Against Property (LAP), Car Loans, Personal Loans, Private Funding, Working Capital Finance (including OD and Cash Credit), Startup Financing and Manufacturing Finance — by helping customers explore suitable options through banks and financial institutions.
Business Loans
Business vintage, turnover, financials, banking conduct, promoter profile, and the purpose of funds are commonly reviewed. Exact criteria vary by lender.
Home & Property Loans
Typically KYC, income proof, bank statements, and property documents. Exact lists vary by lender and applicant type.
Personal & Car Loans
Individuals with stable documented income who need funds for personal expenses and prefer an unsecured product may consider it — subject to lender criteria.
Eligibility
Lenders typically assess income, existing EMIs, credit history, employment or business stability, and product-specific norms. Our calculator provides only an indicative estimate.
Documentation
Commonly: KYC, income proof, bank statements, and loan-specific papers (for example, property documents for home/LAP loans or business financials for business loans). Requirements vary by lender.
Application Process
You share your requirement, we discuss your profile, explore suitable financing options, guide documentation, assist with application coordination, and the lender reviews and decides.